Digital Systems (SaaS)

  • Bank-Led Payroll Operating Systems

    A payroll orchestration layer that allows Financial Institutions to manage employer disbursements with precision, auditability, and policy control—at scale.

    Core Capabilities

    Centralized payroll logic independent of payment rails.

    Native integration with existing bank cores and channels.

    Policy-aware enforcement of approvals, limits, and exceptions.

    End-to-end reconciliation designed for audit and regulatory review.

    Structured extensibility to SMEs, contractors, and non-standard workforce models.

    These systems exist to reduce institutional exposure during growth, digitization, and regulatory change—not to accelerate risk.

  • Institutional Settlement & Orchestration Systems

    A modular settlement orchestration framework for regulated institutions preparing for multi-rail, tokenized, and programmable money—without destabilizing existing systems.

    Core Capabilities

    Orchestration across fiat rails, internal ledgers, and tokenized instruments.

    Designed for regulator observation and audit-friendly operation.

    Activation controlled entirely by the Financial Institution.

    Orchestrated to remain invisible to customers and markets.

    IS-OS is revealed selectively, deployed institutionally, and governed by the Financial Institution—not Tacetra.

  • Institutional Control & Oversight Systems

    Systems designed to give Financial Institutions visibility, constraint, and explainability across complex money flows—without interfering with core execution systems.

    Core Capabilities

    Cross-system visibility across payroll, settlement, and disbursement platforms.

    Policy-driven constraints that sit above execution layers.

    Incident Investigation, Exception monitoring & escalation logic for operational and compliance teams.

    Reconciliation and supervisory reporting engines designed for regulators and auditors.

    Audit-ready event trails spanning multiple vendors and systems.

  • Payroll systems move money.
    Settlement systems clear money.
    Tacetra’s control systems make money movement governable.